In tough times you start checking off what you will stop buying.
Make a list now of everything you get with money.
Number the items in order—things you might do without buying.
Add to your list, and change numbers, as you think about your priorities.
You can also mark items from the other end—things you can’t do without buying.
How many items are on your bottom line list, that you must buy?
May I suggest there are only two items that you must buy, in good times and bad—FOOD and CLOTHES.
“Having food and clothes—be content with that.” —–His Book
You buy food—you buy clothes—you choose contentment, which you can’t buy.
Your treasure determines where your heart is.
Your heart determines your contentment.
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Thank you for this article. I will also like to express that it can always be hard if you find yourself in school and simply starting out to create a long credit rating. There are many scholars who are only trying to live and have long or positive credit history is often a difficult matter to have.
I appreciate your comments and the challenge of starting out from college at this time. Perhaps many will have to shift their goal from credit rating that enables borrowing, to living simply enough to pay for everything without debt. That seems foreign now, but it will soon make sense.