Health Care Simplified—Quality and Cost
Best Health Care—Best Quality and Best Cost—involves two people. The doctor treats the patient with undivided attention, and the patient pays the doctor. Both are accountable directly to each other.
Mediocre Health Care—Reduced Quality and Higher Cost—involves two people plus insurance. The doctor treats the patient, now with divided attention, because the insurance company pays the doctor, eventually, hopefully. The doctor (and the hospital) charge more for the same service because of increased uncertainty with the middle-man and the delays and stipulations by the insurance company.
Worst Health Care—Worst Quality and Highest Cost—involves two people plus insurance plus government (not worthy the label “health care”). Free health care from the government is the most expensive lie ever pulled on Americans. It will cost us, dearly. And, worst of all, the strings attached will mean the government decides and dictates the quality of health care. Neither the patient nor the doctor will make health care decisions—life and death decisions—for you and me. The increased cost will pale in comparison to the reduced quality. End result—disaster, in quality and in cost.
Usually, the big question in health care is dealing with catastrophe.
Fear drives the insurance business, especially in health care. What if I get the big one that I can’t pay for? So I have to buy insurance in case of catastrophe.
But that is not so. It is simply what we have become accustomed to expect. If insurance is the only way to pay for health care, then how did we survive without it previously?
In the past, health care catastrophes were covered by family, church, and community. It is noteworthy that even today when someone has a devastating tragedy, local folks put up signs in local stores to raise money to help the family (such response most alive and well in smaller communities). And not a single dollar is lost to overhead or greed or profit.
Think about this question: Would you rather donate voluntarily to a local need for local folks, or be forced to pay double in taxes for somebody you don’t even know, and see half of it wasted (stolen) (benefitting those not in need) in the process?